VIC3550· Pop. 41,839Greater Bendigo

BENDIGO

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

50

Liveability score

64

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

Real

$570,000

VIC Gov · 2025

Rent yield

Real

4.2%

computed from govt data

Annual growth

Real

7.3%

annualised from govt data

Vacancy rate

Est.

2.4%

modelled estimate

AI insights for BENDIGO

Investment analysis, risks & comparisons

PREMIUM

BENDIGO shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from VIC Gov · 2025 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$455/wk

DFFH Moving Annual Rent · Sep 2025

Demand change

+1.7%

annual shift

Yield × growth index

5.7

combined signal

Net yield (est.)

3.99%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+9.9%

est. compound, long-run avg

10-yr growth (CAGR)

+7.9%

est. compound, long-run avg

Rental demand

45 / 100

Moderate demand

Supply pipeline

Real

0.1%

new dwellings approved / stock · ABS 2024-25

Low supply pressure

5-year price history

2020
$355k
2021
$470k
2022
$510k
2023
$495k
2025
$570k

Source: VIC Gov · 2025 · all sources

Market overview

BENDIGO is a VIC suburb offering moderate rental yield and strong price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 4.2% with stable tenant demand
  • High annual growth of 7.3% — outperforming state average
  • Access to national transport network and amenities

Risk factors

  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,367/wk

$50k taxable p.a.

Renters

37.6%

60.2% owner-occupier

Median age

40.0 yrs

Unemployment

4.1%

Population growth

+1.2% p.a.

Investor-owned

11.0%

of all dwellings (ATO)

Houses

75%

13% apartments

Degree qualified

37.8%

bachelor's or higher (ABS)

Work from home

19.7%

of employed residents (ABS Census)

Median lot size

700 m²

Large block

Household size

2.6 persons

avg per dwelling (ABS Census)

Short-term rental

4.8%

Some Airbnb activity

Market activity

Distance to CBD

131.5 km

Regional

Days on market

58 days

Slower market

Auction clearance

57.0%

Balanced market

Walkability

81 / 100

Walker's paradise

Coastal proximity

125.9 km

Inland

NBN technology

FTTP

Fastest — full fibre to premises

Population density

219/km²

Low density

Schools in postcode 3550

🏫10 Primary🎓2 Secondary📚3 Combined2 Special
ACARA 2025

🏫Primary (10)

St Therese's School

Catholic · Yrs Prep-6 · Inner Regional

ICSEA 1076(77%)
460 students14:1 student–teacher49% girls29% top SEA quarter

St Joseph's School

Catholic · Yrs Prep-6 · Inner Regional

ICSEA 1064(73%)
234 students14:1 student–teacher44% girls24% top SEA quarter

St Kilian's School

Catholic · Yrs Prep-6 · Inner Regional

ICSEA 1059(72%)
268 students12:1 student–teacher52% girls22% top SEA quarter

Spring Gully Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 1056(71%)
426 students14:1 student–teacher52% girls30% top SEA quarter

Holy Rosary School

Catholic · Yrs Prep-6 · Inner Regional

ICSEA 1052(69%)
295 students13:1 student–teacher56% girls18% top SEA quarter

Quarry Hill Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 1037(63%)
324 students15:1 student–teacher53% girls24% top SEA quarter

St Peter's School

Catholic · Yrs Prep-6 · Inner Regional

ICSEA 979(37%)
132 students6:1 student–teacher45% girls12% top SEA quarter

Kennington Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 979(37%)
581 students11:1 student–teacher50% girls15% top SEA quarter

White Hills Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 977(36%)
586 students14:1 student–teacher50% girls6% top SEA quarter

Lightning Reef Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 858(5%)
165 students9:1 student–teacher45% girls1% top SEA quarter

🎓Secondary (2)

Catherine McAuley College

Catholic · Yrs 7-12 · Inner Regional

ICSEA 1055(70%)
1,567 students12:1 student–teacher48% girls23% top SEA quarter

Bendigo South East 7-10 Secondary College

Government · Yrs 7-10 · Inner Regional

ICSEA 1016(54%)
1,030 students13:1 student–teacher45% girls18% top SEA quarter

📚Combined (3)

Girton Grammar School

Independent · Yrs Prep-12 · Inner Regional

ICSEA 1148(95%)
1,195 students13:1 student–teacher49% girls60% top SEA quarter

Victory Christian College

Independent · Yrs Prep-12 · Inner Regional

ICSEA 1077(77%)
900 students13:1 student–teacher52% girls30% top SEA quarter

Creek Street Christian College

Independent · Yrs Prep-12 · Inner Regional

ICSEA 1063(73%)
457 students11:1 student–teacher49% girls28% top SEA quarter

Special (2)

DOXA School Bendigo

Catholic · Yrs 8-12 · Inner Regional

ICSEA 961(29%)
47 students7:1 student–teacher62% girls5% top SEA quarter

Kalianna School

Government · Yrs U · Inner Regional

ICSEA 895(10%)
221 students6:1 student–teacher40% girls3% top SEA quarter

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe
90/ 100

4.8 offences / 100 persons

Source: VIC Crime Statistics Agency · Dec 2025

School quality

Average
1021ICSEA · national avg 1000

17 schools in postcode area

Source: ACARA My School 2025

Transit access

Good
52/ 100
🚆 0 train🚌 6 bus

Source: State GTFS feeds

Gentrification signal

32

/ 100

Early signs

Early-stage signals only. Watch for rising rents, new café activity, and building application increases as leading indicators.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

none

Source: State GIS flood zone data

🔥

Bushfire risk

medium

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

none

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

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