Free tools

Property calculators

Everything you need to crunch the numbers — for buyers and investors alike.

Mortgage calculator

Stamp duty calculator

Accurate stamp duty for every Australian state and territory, with first home buyer concessions.

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Borrowing capacity

Estimate how much you can borrow based on income, expenses, and current interest rates.

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Rental yield & cashflow

Investor

Gross yield, net yield and weekly cashflow after vacancy, management and all holding costs.

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Negative gearing

Investor

See how a rental loss reduces your tax using 2024-25 marginal rates and depreciation.

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Land tax

Estimate annual land tax on an investment property for every state, based on land value.

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Rent vs buy

Compare your net worth after buying versus renting and investing the difference.

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Loan comparison

Compare two loan scenarios side by side to see which saves you more over the term.

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🔑 First home buyer grants & concessions

Compare First Home Owner Grants and stamp duty concessions across every Australian state.

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What do these numbers mean for you?

These calculators use real Australian stamp duty rates and standard lending criteria. They are indicative only — always consult your mortgage broker and conveyancer before making purchasing decisions.

Stamp duty

State government transfer tax, paid at settlement.

LVR

Loan-to-value ratio. Most lenders require LVR ≤ 80% to avoid LMI.

LMI

Lenders Mortgage Insurance. Required when LVR exceeds 80%.