NSW2640· Pop. 60Snowy Valleys

Moorwatha

EstablishedSteady performer with reliable demand and moderate capital growth
47BalancedInvestor score
Weak020Soft2140Balanced4160Strong6180Standout81100

Middle of the market across our four factors

Beats 38% of NSW suburbs

#3,228 of 5,231 in NSW · #10,837 of 17,753 nationally

Liveability score

47/ 100

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

Real

$742,000

NSW VG · 2026

Rent yield

Real

3.9%

computed from govt data

Annual growth

Real

3.8%

annualised from govt data

Vacancy rate

Est.

1.6%

modelled estimate

🏢 Units / apartments: $454,000 median · NSW VG · 2026 · postcode 2640 — the median above is for houses.

Investment checklist

The parameters investors screen on, checked against Moorwatha.

8 of 14

checks passed

Cash flow

3/4

Growth drivers

3/4

Supply & demand

1/2

Risk

1/1

Location quality

0/3

15 parameters · 14 with data for Moorwatha · 10 of those from government sources · 1 not published

Gross rental yieldREAL

Annual rent as a share of price — the headline cash-flow measure, before costs.

3.93%

3.5% or higher

Vacancy rateEST.

Under 2% is a landlord's market; above 3% means falling rents and letting-up periods.

1.6%

under 2%

New-supply pipelineREAL

New dwellings approved as a share of existing stock. The most reliable growth killer — lots of cranes caps prices.

0.3%

under 2% of stock

Net yield (after costs)EST.

Gross yield minus rates, insurance, management and maintenance — typically 1.5–2 points lower.

2.51%

2.5% or higher

Rental demandEST.

Composite of tenant competition — how quickly a vacancy is likely to fill.

52/100

60 or higher

Annual price growthREAL

Most long-run return comes from growth compounding on the whole asset, not your deposit.

3.8%

4% or higher

5-year growth (p.a.)REAL

Medium-run trend — less noisy than a single year.

6.3%

4% or higher

10-year growth (p.a.)REAL

Whether the market has compounded through a full cycle, not just a boom.

7.6%

5% or higher

Population growthEST.

Demand growth — but it only lifts prices where supply can't easily respond.

1.8%

1% or higher

Owner-occupier shareREAL

Owner-heavy streets hold up in downturns; investor-heavy ones see correlated selling.

64.4%

65% or higher

Safety indexREAL

Tenant demand and owner-occupier appeal both track perceived safety.

100/100

60 or higher

School quality (ICSEA)REAL

Catchment strength is the most durable driver of family-buyer demand.

987

1000 or higher

Transit accessREAL

Commute access widens the tenant pool and supports rents.

28/100

40 or higher

WalkabilityEST.

Amenity within walking distance is consistently capitalised into price.

40 or higher

UnemploymentREAL

Local income security underwrites both rent payment and buyer depth.

6.9%

under 4%

12 more checks on Moorwatha

Every parameter with its value, the threshold it's judged against, and why it matters — on all 17,958 suburbs.

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What each parameter means

Verify these yourself

No dataset covers everything. These matter to the decision and we don't hold them — here's where to look.

  • Days on market

    How fast stock clears is a leading indicator — it moves before prices do. We have no free suburb-level source for it.

    Count active listings on realestate.com.au or Domain and check their listing dates, or ask two local agents.

  • Auction clearance

    Buyer competition at the margin. Only meaningful where auctions are actually common — in outer and regional suburbs most sales are private treaty, so a clearance rate says little.

    Your state's Real Estate Institute publishes weekly clearance rates by region.

  • Flood risk

    Drives insurance cost and, increasingly, insurability — which caps the resale pool. No free national dataset exists at suburb level; it is mapped council by council.

    Search your council's flood overlay or planning portal for the specific address — risk varies street by street, so a suburb-wide rating would mislead even if we had one.

  • Bushfire risk

    Same insurance exposure, plus rebuild-standard costs inside designated zones.

    Check your state's designated bushfire-prone area mapping — NSW Planning Portal, VIC's BPA layer on VicPlan, Queensland Globe, or WA's Map Viewer Plus.

  • Strata and body corporate costs

    For units this can swallow a third of gross rent, and a special levy can arrive without warning.

    Ask for the strata report and the last two years of minutes before you offer.

  • What the street is actually like

    Suburb medians average over streets that trade very differently — a main road, a flight path or a commission block will not show up in any of the figures above.

    Walk it at night and on a weekday morning. Nothing on this page substitutes for that.

AI insights for Moorwatha

Investment analysis, risks & comparisons

PREMIUM

Moorwatha shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Investment analysis · Risk assessment · Suburb comparisons

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Median price sourced from NSW VG · 2026 — real government transaction data (326 sales). Growth, demand and vacancy figures remain modelled estimates.

Median rent · houses

Real

$560/wk

NSW Fair Trading · 2026-07 · 1mo · weekly

Median rent · units

Real

$400/wk

NSW Fair Trading · 2026-07 · 1mo · weekly

Demand change

+3.6%

annual shift

Yield × growth index

3.9

combined signal

Net yield (est.)

2.51%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+6.3%

est. compound, long-run avg

10-yr growth (CAGR)

+7.6%

est. compound, long-run avg

Rental demand

52 / 100

Moderate demand

Supply pipeline

Real

0.3%

new dwellings approved / stock · ABS 2024-25

Low supply pressure

Dwellings built (NSW)

Real

44,804

completed in year to Mar-2026 · ABS 8752.0 (state)

1.4% vs prior year · 51,714 started

Price & rent growth

How Moorwatha has moved — and whether rent has kept pace with price

Median price+9.1%

2025 – 2026

2025
$680k
2026
$742k
Median rent+7.7%

Aug 25 – Jul 26

Aug 25
$520/wk
Oct 25
$568/wk
Nov 25
$560/wk
Dec 25
$575/wk
Jan 26
$580/wk
Feb 26
$568/wk
Mar 26
$545/wk
Apr 26
$550/wk
May 26
$528/wk
Jun 26
$540/wk
Jul 26
$560/wk

Price from government sales (annual), rent from bond lodgements (monthly or quarterly, depending on the state). Periods with too few sales to form a median are excluded. Postcode 2640 figures cover every suburb sharing it.

Source: NSW VG · 2026 · all sources

Market overview

Moorwatha is a NSW suburb offering moderate rental yield and steady price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 3.9% with stable tenant demand
  • Tight new-supply pipeline (0.3% of stock) — limited new competition supports prices
  • Access to national transport network and amenities

Risk factors

  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,570/wk

$59k taxable p.a.

Renters

31.9%

64.4% owner-occupier

Median age

39.0 yrs

Unemployment

6.9%

ABS SALM (SA2)

Population growth

+1.8% p.a.

Projected growth

+0.1% p.a.

state gov forecast

Socio-economic

6/10

SEIFA IRSAD decile · ABS

Investor-owned

12.0%

of all dwellings (ATO)

Houses

100%

0% apartments

Degree qualified

40.5%

bachelor's or higher (ABS)

Work from home

20.5%

of employed residents (ABS Census)

Median lot size

850 m²

Large block

Household size

2.7 persons

avg per dwelling (ABS Census)

Short-term rental

2.7%

Mostly long-term tenants

Market activity

Distance to CBD

449.8 km

Regional

Walkability

0 / 100

Car-dependent

Coastal proximity

269.5 km

Inland

NBN technology

FTTC

Good — fibre to curb

Population density

812/km²

Suburban

Schools in postcode 2640

🏫8 Primary🎓3 Secondary📚4 Combined4 Special
ACARA 2025

🏫Primary (8)

St Patrick's Parish School

Catholic · Yrs K-6 · Inner Regional

ICSEA 1069(75%)
501 students16:1 student–teacher49% girls28% top SEA quarter

St Anne's Primary School

Catholic · Yrs K-6 · Inner Regional

ICSEA 1060(72%)
350 students16:1 student–teacher54% girls26% top SEA quarter

Albury Public School

Government · Yrs K-6 · Inner Regional

ICSEA 1049(68%)
637 students18:1 student–teacher47% girls25% top SEA quarter

Table Top Public School

Government · Yrs K-6 · Inner Regional

ICSEA 1030(60%)
140 students18:1 student–teacher51% girls16% top SEA quarter

Thurgoona Public School

Government · Yrs K-6 · Inner Regional

ICSEA 990(42%)
573 students17:1 student–teacher44% girls11% top SEA quarter

Albury West Public School

Government · Yrs K-6 · Inner Regional

ICSEA 918(15%)
165 students11:1 student–teacher41% girls9% top SEA quarter

Glenroy Public School

Government · Yrs K-6 · Inner Regional

ICSEA 897(10%)
220 students13:1 student–teacher52% girls3% top SEA quarter

Albury North Public School

Government · Yrs K-6 · Inner Regional

ICSEA 893(9%)
285 students11:1 student–teacher53% girls6% top SEA quarter

🎓Secondary (3)

Xavier Catholic College

Catholic · Yrs 7-12 · Inner Regional

ICSEA 1034(62%)
932 students12:1 student–teacher50% girls16% top SEA quarter

Albury High School

Government · Yrs 7-12 · Inner Regional

ICSEA 1016(54%)
910 students13:1 student–teacher52% girls17% top SEA quarter

James Fallon High School

Government · Yrs 7-12 · Inner Regional

ICSEA 905(12%)
671 students10:1 student–teacher52% girls4% top SEA quarter

📚Combined (4)

The Scots School Albury

Independent · Yrs K-12 · Inner Regional

ICSEA 1132(92%)
714 students12:1 student–teacher48% girls55% top SEA quarter

Trinity Anglican College - Albury

Independent · Yrs K-12 · Inner Regional

ICSEA 1102(85%)
1,441 students16:1 student–teacher52% girls41% top SEA quarter

Border Christian College

Independent · Yrs K-12 · Inner Regional

ICSEA 1046(67%)
278 students12:1 student–teacher53% girls23% top SEA quarter

OneSchool Global NSW - Albury

Independent · Yrs 3-12 · Inner Regional

ICSEA 973(34%)
31 students4:1 student–teacher35% girls

Special (4)

Aspect Riverina School

Independent · Yrs U · Inner Regional

ICSEA 1011(52%)
90 students4:1 student–teacher22% girls14% top SEA quarter

Wewak Street School

Government · Yrs U · Inner Regional

ICSEA 930(18%)
67 students5:1 student–teacher30% girls7% top SEA quarter

Indie School Albury

Independent · Yrs 9-12 · Inner Regional

ICSEA 888(9%)
872 students9:1 student–teacher62% girls2% top SEA quarter

Kandeer School

Government · Yrs U · Inner Regional

ICSEA 811(3%)
18 students3:1 student–teacher22% girls5% top SEA quarter

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe
100/ 100

0.1 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Average
987ICSEA · national avg 1000

19 schools in postcode area

Source: ACARA My School 2025

Transit access

Limited
28/ 100
🚆 0 train🚌 11 bus

Source: State GTFS feeds

Gentrification signal

21

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

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Location

Properties in Moorwatha

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Common questions about Moorwatha

What is the median house price in Moorwatha?

The median house price in Moorwatha, NSW 2640 is $741,550 (2026), sourced from the NSW Valuer-General.

What is the average rent in Moorwatha?

The median rent in Moorwatha, NSW 2640 is $510 per week, from state bond-lodgement data. That works out to a gross rental yield of about 3.9%.

Is Moorwatha a good investment?

Moorwatha, NSW 2640 scores below average against our investment checklist, at 47 out of 100, with a gross yield of about 3.9%, estimated annual growth of 3.8%, a median around $741,550. Yield and growth figures are modelled estimates, so use them to compare suburbs rather than as a forecast. The full checklist on this page breaks the score into cash flow, growth, supply and risk.

Is Moorwatha a safe suburb?

Moorwatha scores 100 out of 100 for safety, which is well above the national average. The score is built from state police offence data for this area, not resident sentiment.

What are the schools like in Moorwatha?

Moorwatha has 19 schools in or near the suburb, with an average ICSEA of 987 — below the Australian average of 1000. ICSEA is ACARA's index of educational advantage.

How far is Moorwatha from the city, and what is transport like?

Moorwatha is about 450 km from the CBD, with a public-transport score of 28 out of 100, calculated from actual train, tram and bus stops nearby.

Answers are generated from the data on this page. Figures marked as estimates are modelled, not recorded transactions.

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