QLD4882· Pop. 3,177Tablelands

Tolga

EstablishedSteady performer with reliable demand and moderate capital growth
59BalancedInvestor score
Weak020Soft2140Balanced4160Strong6180Standout81100

Middle of the market across our four factors

Beats 79% of QLD suburbs

#811 of 3,836 in QLD · #4,860 of 17,753 nationally

Liveability score

32/ 100

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

Est.

$420,000

Modelled estimate · 2026

Rent yield

Est.

3.7%

modelled estimate

Annual growth

Real

6.6%

annualised from govt data

Vacancy rate

Est.

1.5%

modelled estimate

Investment checklist

The parameters investors screen on, checked against Tolga.

9 of 15

checks passed

Cash flow

3/4

Growth drivers

4/4

Supply & demand

2/2

Risk

0/1

Location quality

0/4

15 parameters · 15 with data for Tolga · 7 of those from government sources

Gross rental yieldEST.

Annual rent as a share of price — the headline cash-flow measure, before costs.

3.71%

3.5% or higher

Vacancy rateEST.

Under 2% is a landlord's market; above 3% means falling rents and letting-up periods.

1.5%

under 2%

New-supply pipelineREAL

New dwellings approved as a share of existing stock. The most reliable growth killer — lots of cranes caps prices.

1.0%

under 2% of stock

Net yield (after costs)EST.

Gross yield minus rates, insurance, management and maintenance — typically 1.5–2 points lower.

5.66%

2.5% or higher

Rental demandEST.

Composite of tenant competition — how quickly a vacancy is likely to fill.

59/100

60 or higher

Annual price growthEST.

Most long-run return comes from growth compounding on the whole asset, not your deposit.

6.6%

4% or higher

5-year growth (p.a.)EST.

Medium-run trend — less noisy than a single year.

8.2%

4% or higher

10-year growth (p.a.)EST.

Whether the market has compounded through a full cycle, not just a boom.

7.0%

5% or higher

Population growthEST.

Demand growth — but it only lifts prices where supply can't easily respond.

1.3%

1% or higher

Owner-occupier shareREAL

Owner-heavy streets hold up in downturns; investor-heavy ones see correlated selling.

81.6%

65% or higher

Safety indexREAL

Tenant demand and owner-occupier appeal both track perceived safety.

43/100

60 or higher

School quality (ICSEA)REAL

Catchment strength is the most durable driver of family-buyer demand.

981

1000 or higher

Transit accessREAL

Commute access widens the tenant pool and supports rents.

11/100

40 or higher

WalkabilityREAL

Amenity within walking distance is consistently capitalised into price.

2/100

40 or higher

UnemploymentREAL

Local income security underwrites both rent payment and buyer depth.

5.5%

under 4%

12 more checks on Tolga

Every parameter with its value, the threshold it's judged against, and why it matters — on all 17,958 suburbs.

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What each parameter means

Verify these yourself

No dataset covers everything. These matter to the decision and we don't hold them — here's where to look.

  • Days on market

    How fast stock clears is a leading indicator — it moves before prices do. We have no free suburb-level source for it.

    Count active listings on realestate.com.au or Domain and check their listing dates, or ask two local agents.

  • Auction clearance

    Buyer competition at the margin. Only meaningful where auctions are actually common — in outer and regional suburbs most sales are private treaty, so a clearance rate says little.

    Your state's Real Estate Institute publishes weekly clearance rates by region.

  • Flood risk

    Drives insurance cost and, increasingly, insurability — which caps the resale pool. No free national dataset exists at suburb level; it is mapped council by council.

    Search your council's flood overlay or planning portal for the specific address — risk varies street by street, so a suburb-wide rating would mislead even if we had one.

  • Bushfire risk

    Same insurance exposure, plus rebuild-standard costs inside designated zones.

    Check your state's designated bushfire-prone area mapping — NSW Planning Portal, VIC's BPA layer on VicPlan, Queensland Globe, or WA's Map Viewer Plus.

  • Strata and body corporate costs

    For units this can swallow a third of gross rent, and a special levy can arrive without warning.

    Ask for the strata report and the last two years of minutes before you offer.

  • What the street is actually like

    Suburb medians average over streets that trade very differently — a main road, a flight path or a commission block will not show up in any of the figures above.

    Walk it at night and on a weekday morning. Nothing on this page substitutes for that.

AI insights for Tolga

Investment analysis, risks & comparisons

PREMIUM

Tolga shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

AI insights locked

Investment analysis · Risk assessment · Suburb comparisons

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Modelled estimate — no government price is published for this suburb, so we estimate it from real median rent + local factors (~15% typical error). Not real transaction data. Rent, schools, safety and demographics on this page are real.

Median rent

Est.

$300/wk

modelled estimate · weekly

Demand change

+7.2%

annual shift

Yield × growth index

5.2

combined signal

Net yield (est.)

5.66%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+8.2%

est. compound, long-run avg

10-yr growth (CAGR)

+7.0%

est. compound, long-run avg

Rental demand

59 / 100

Strong demand

Supply pipeline

Real

1.0%

new dwellings approved / stock · ABS 2024-25

Low supply pressure

Dwellings built (QLD)

Real

33,060

completed in year to Mar-2026 · ABS 8752.0 (state)

2.3% vs prior year · 43,284 started

Price & rent growth

How Tolga has moved — and whether rent has kept pace with price

No price or rent history available yet.

Source: Modelled estimate · 2026 · all sources

Market overview

Tolga is a QLD suburb offering moderate rental yield and strong price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 3.7% with stable tenant demand
  • Consistent annual growth of 6.6%
  • Tight new-supply pipeline (1.0% of stock) — limited new competition supports prices
  • Access to national transport network and amenities

Risk factors

  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,479/wk

$41k taxable p.a.

Renters

13.7%

81.6% owner-occupier

Median age

44.0 yrs

Unemployment

5.5%

ABS SALM (SA2)

Population growth

+1.3% p.a.

Projected growth

+1.0% p.a.

state gov forecast

Socio-economic

5/10

SEIFA IRSAD decile · ABS

Investor-owned

14.0%

of all dwellings (ATO)

Houses

98%

0% apartments

Degree qualified

21.8%

bachelor's or higher (ABS)

Work from home

8.3%

of employed residents (ABS Census)

Median lot size

1.0 ha

Large block

Household size

2.6 persons

avg per dwelling (ABS Census)

Short-term rental

2.9%

Mostly long-term tenants

Market activity

Distance to CBD

1379.9 km

Regional

Walkability

2 / 100

Car-dependent

Coastal proximity

44.9 km

Inland

NBN technology

FTTN

Standard — fibre to node

Population density

131/km²

Low density

Schools in postcode 4882

🏫1 Primary
ACARA 2025

🏫Primary (1)

Tolga State School

Government · Yrs Prep-6 · Outer Regional

ICSEA 981(38%)
269 students14:1 student–teacher48% girls9% top SEA quarter

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

High crime
43/ 100

5.8 offences / 100 persons

Source: QLD Police · 2021-22 (division)

School quality

Average
981ICSEA · national avg 1000

1 school in postcode area

Source: ACARA My School 2025

Transit access

Car-dependent
11/ 100
🚆 0 train🚌 3 bus

Source: State GTFS feeds

Gentrification signal

8

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Live suburb intelligence

Fetching live data…

Location

Properties in Tolga

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Common questions about Tolga

What is the median house price in Tolga?

The median house price in Tolga, QLD 4882 is estimated at $420,000. This is a modelled estimate, not a recorded sale figure — treat it as approximate and confirm against recent local sales.

Is Tolga a good investment?

Tolga, QLD 4882 scores moderately against our investment checklist, at 59 out of 100, with a gross yield of about 3.7%, estimated annual growth of 6.6%, a median around $420,000. Yield and growth figures are modelled estimates, so use them to compare suburbs rather than as a forecast. The full checklist on this page breaks the score into cash flow, growth, supply and risk.

Is Tolga a safe suburb?

Tolga scores 43 out of 100 for safety, which is around the national average. The score is built from state police offence data for this area, not resident sentiment.

What are the schools like in Tolga?

Tolga has 1 school in or near the suburb, with an average ICSEA of 981 — below the Australian average of 1000. ICSEA is ACARA's index of educational advantage.

How far is Tolga from the city, and what is transport like?

Tolga is about 1380 km from the CBD, with a public-transport score of 11 out of 100, calculated from actual train, tram and bus stops nearby, with a Walk Score of 2.

Answers are generated from the data on this page. Figures marked as estimates are modelled, not recorded transactions.

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