NSW2280· Pop. 27,183Lake Macquarie

BELMONT SOUTH

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

44

Liveability score

62

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

Real

$1,061,000

NSW VG · 2026

Rent yield

Real

3.1%

computed from govt data

Annual growth

Real

3.8%

annualised from govt data

Vacancy rate

Est.

2.2%

modelled estimate

AI insights for BELMONT SOUTH

Investment analysis, risks & comparisons

PREMIUM

BELMONT SOUTH shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from NSW VG · 2026 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$630/wk

NSW Fair Trading · Apr 2026

Demand change

+4.0%

annual shift

Yield × growth index

3.4

combined signal

Net yield (est.)

4.57%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+5.8%

est. compound, long-run avg

10-yr growth (CAGR)

+6.8%

est. compound, long-run avg

Rental demand

46 / 100

Moderate demand

Supply pipeline

Est.

1.2%

new dwellings approved / stock · Modelled estimate

Low supply pressure

5-year price history

2020
$650k
2021
$800k
2022
$880k
2023
$750k
2024
$915k
2025
$1023k
2026
$1061k

Source: NSW VG · 2026 · all sources

Market overview

BELMONT SOUTH is a NSW suburb offering lower rental yield and steady price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 3.1% with stable tenant demand
  • Access to national transport network and amenities

Risk factors

  • High entry price may limit buyer pool
  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,598/wk

$48k taxable p.a.

Renters

21.8%

75.3% owner-occupier

Median age

45.0 yrs

Unemployment

6.1%

Population growth

+1.1% p.a.

Investor-owned

14.0%

of all dwellings (ATO)

Houses

80%

5% apartments

Degree qualified

31.9%

bachelor's or higher (ABS)

Work from home

11.0%

of employed residents (ABS Census)

Median lot size

1.1 ha

Large block

Household size

2.7 persons

avg per dwelling (ABS Census)

Short-term rental

2.7%

Mostly long-term tenants

Market activity

Distance to CBD

103.4 km

Regional

Days on market

75 days

Slower market

Auction clearance

33.6%

Buyer's market

Walkability

50 / 100

Very walkable

Coastal proximity

15.0 km

Coastal fringe

NBN technology

Fixed Wireless

Regional — wireless tower

Population density

10/km²

Rural / semi-rural

Schools in postcode 2280

🏫7 Primary🎓1 Secondary📚1 Combined
ACARA 2025

🏫Primary (7)

Valentine Public School

Government · Yrs K-6 · Major Cities

ICSEA 1071(76%)
510 students19:1 student–teacher45% girls32% top SEA quarter

St Francis Xavier's Primary School

Catholic · Yrs K-6 · Major Cities

ICSEA 1048(68%)
124 students11:1 student–teacher58% girls28% top SEA quarter

Jewells Primary School

Government · Yrs K-6 · Major Cities

ICSEA 1026(58%)
262 students18:1 student–teacher48% girls20% top SEA quarter

Floraville Public School

Government · Yrs K-6 · Major Cities

ICSEA 1026(58%)
488 students18:1 student–teacher49% girls21% top SEA quarter

Belmont Public School

Government · Yrs K-6 · Major Cities

ICSEA 956(27%)
257 students14:1 student–teacher45% girls6% top SEA quarter

Belmont North Public School

Government · Yrs K-6 · Major Cities

ICSEA 946(23%)
160 students14:1 student–teacher62% girls4% top SEA quarter

Marks Point Public School

Government · Yrs K-6 · Major Cities

ICSEA 935(19%)
141 students13:1 student–teacher50% girls5% top SEA quarter

🎓Secondary (1)

Belmont High School

Government · Yrs 7-12 · Major Cities

ICSEA 973(35%)
812 students12:1 student–teacher50% girls10% top SEA quarter

📚Combined (1)

Belmont Christian College

Independent · Yrs K-12 · Major Cities

ICSEA 1091(82%)
907 students13:1 student–teacher51% girls40% top SEA quarter

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe
95/ 100

0.6 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Average
1008ICSEA · national avg 1000

9 schools in postcode area

Source: ACARA My School 2025

Transit access

Limited
37/ 100
🚆 0 train🚌 4 bus

Source: State GTFS feeds

Gentrification signal

17

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

medium

Source: State GIS flood zone data

🔥

Bushfire risk

high

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

medium

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

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